Terms and Conditions
This document is legally binding in English. To avoid misunderstandings, any translated copies are not valid.
Last Revised: 21 February 2025
Welcome to openvault.io ("Website" or "OpenVault"), an educational platform operated by Rivoto LTD, a company registered at C/O GREENWOODS LEGAL SERVICES LIMITED, Queens House, 55-56 Lincoln's Inn Fields, London, United Kingdom, WC2A 3LJ. Operational address: Strovolos ave., 2018, CY., with registration number 17041611 ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the Website. These Terms apply to all individuals engaging with our platform, including visitors, members, and participants in our services. By accessing, browsing, registering, or otherwise using the Website, you acknowledge and agree to be bound by these Terms, along with our Privacy Policy, Refund Policy, and Cookies Policy. If you do not agree, you must discontinue your use of the Website immediately.General Disclaimer
OpenVault provides educational content aimed at helping users develop or enhance skills for career growth or transition. All content is intended for general informational purposes only and is not tailored to individual needs, goals, or circumstances. We are not a broker, dealer, investment advisor, or professional consultant. The information provided on this Website does not constitute financial, investment, legal, or tax advice and should not be relied upon as such. Users are solely responsible for evaluating the applicability of the content to their specific situations and are advised to seek independent professional advice where appropriate. All content is provided "as is," without any guarantees of accuracy, completeness, or fitness for a particular purpose. While we strive to ensure the information is current and accurate, we make no warranties regarding its reliability or applicability. By using this Website, you accept full responsibility for any decisions or actions taken based on the information provided.Use of Services
1. Eligibility:
By accessing or using this Website, you confirm that you are at least 18 years old or have the legal capacity to enter into binding agreements.2. License to Use:
Subject to these Terms, we grant you a non-exclusive, non-transferable, revocable license to access and use our content solely for personal, non-commercial purposes. This license does not transfer ownership of any content and may be revoked at any time if these Terms are violated.3. Prohibited Activities:
You agree not to:- Reproduce, distribute, or share content from this website without prior authorization.
- Use this website in any manner that violates applicable laws or regulations.
- Engage in activities that could harm the website, its users, or its reputation.
4. Service Interruptions:
We strive to provide uninterrupted access to our Website, but we cannot guarantee that the services will always be available or error-free. Technical issues, maintenance, or other factors may cause temporary interruptions. By using this Website, you acknowledge and accept the possibility of such interruptions.Payment and Refund Policy
1. Purchases:
Courses on OpenVault are available for purchase individually or as part of bundled options. Payments must be made in full at the time of purchase. Prices for courses and bundles are subject to change without prior notice; however, changes will not affect orders placed before the modification date.2. Right of Withdrawal:
Withdrawal requests may be submitted within 14 days from the date of purchase through the withdrawal function available on the Website. The withdrawal button is located on the Account page and is accessible to logged-in users. The withdrawal form itself is available only during the applicable 14-day withdrawal period. Upon submission of the withdrawal form, confirmation that the request has been submitted will be provided. Each request will be reviewed and processed in accordance with these Terms, the applicable Refund Policy, and any applicable legal requirements. Submission of a withdrawal request does not guarantee approval. Where a withdrawal request is approved, any applicable refund will be issued using the same payment method as the original transaction, unless otherwise required by law.3. Refunds:
In addition to any withdrawal rights that may apply, refunds for courses and bundles are available within 90 days of the purchase date, provided the following conditions are met:- No more than 50% of the lessons included in the purchased course(s) or bundle have been accessed.
- A written refund request is submitted to [email protected], clearly stating your full name, purchase details, and the reason for the refund request.
Intellectual Property
1. Ownership:
All content on this website, including but not limited to text, images, graphics, videos, and software, is owned by OpenVault or licensed to us and is protected under copyright, trademark, and other intellectual property laws. Third-party content featured on the Website, if any, remains the property of the respective owners and is used with permission.2. Permitted Use:
You are authorized to access and view content on the Website for personal, non-commercial purposes. Any other use, including but not limited to copying, downloading, modifying, distributing, transmitting, displaying, performing, or creating derivative works, is strictly prohibited without prior written consent from us or the relevant rights holder.3. Restrictions and Enforcement:
Unauthorized use of our intellectual property may result in immediate termination of access to the Website and may also constitute a violation of copyright, trademark, or other applicable laws. We reserve the right to take legal action to protect our intellectual property.Limitation of Liability
To the fullest extent permitted by law, OpenVault, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to:- Loss of income, revenue, profits, or business opportunities.
- Loss or corruption of data.
- Harm resulting from the use of or inability to use the Website or its content.
- Losses resulting from reliance on any information or materials provided on the Website.
- Loss or damage caused by third-party resources, including links or integrations available through the Website.
Disclaimer of Warranties
All content, services, and materials on this Website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. OpenVault disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. OpenVault does not guarantee that:- The Website will be uninterrupted, secure, or error-free.
- Defects or issues will be corrected promptly.
- The content or services will meet your expectations or be free from inaccuracies.
- External links or third-party materials accessed through the Website are reliable, accurate, or free from harmful components.
Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information. By using this Website, you acknowledge and agree to the data practices outlined in the Privacy Policy. We are committed to safeguarding your privacy and ensuring your data is processed lawfully and transparently. Key points of our Privacy Policy include:- The types of personal information we collect and how we collect it.
- The purposes for which your data is used, such as improving services or communicating with you.
- Your rights regarding your personal data, including access, correction, and deletion.
- How we store and protect your data to prevent unauthorized access or breaches.
MEMBERSHIP
OpenVault offers access to its educational content on a tiered Membership basis («Membership»). You may receive access to each level by purchasing a package. Each package affords you access to the relevant courses as defined in the Packages list.
Access Period. Unless otherwise stated in the applicable Package description, each Membership grants the customer access to the learning materials for 90 (ninety) days from the date of purchase (the “Access Period”). After the Access Period expires, access to the learning materials may be suspended unless the customer purchases a new package or renews access where such option is offered.
In order to become a Member of the site you must have internet access and provide us with certain personal details including a current, valid, accepted method of payment on entry to the site (as such may be updated from time to time «Payment Method») to use the OpenVault service. We will bill the fee to your Payment Method upfront. We reserve the right to modify, terminate or otherwise amend our offered Membership plans.